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Missouri Credit Union - Our Credit Union
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Don't just dream. Get the house of your dreams.

Home Rates

Great rates are within reach and so is the house of your dreams. We'll help you get a great rate (With approved credit. Some restrictions may apply.) and ensure you have a great experience. Picking the paint? We'll leave that up to you.


Mortgage Loans

Loan Type Rate APR1 Monthy Payment1
30 Year Fixed Rate 4.250% 4.289% $737.91
20 Year Fixed Rate 4.000% 4.054% $908.97
15 Year Fixed Rate 3.250% 3.318% $1,054.00
10 Year Fixed Rate 3.125% 3.223% $1,457.08

1 APR and Monthly Payment Assumptions: APRs and monthly payments are calculated using loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1,820. APRs, monthly payments and closing costs may vary depending on the borrower's particular set of circumstances.

All rates quoted with zero points. For refinancing or for non-owner occupied, loan amounts under $60,000 or over $417,000 (Jumbo Rate), please contact staff in the MCU Real Estate Loan Department. All rates and terms are subject to change at any time. Please call for current rates and terms.

Call for the 3/1 ARM and 5/1 ARM due to the variables that go into the calculation because the rate can change.

Check out MCU's Jumbo Rates

573.874.1477 | Columbia
573.635.8007 | Jefferson City
800.451.1477 | Toll-free (Outside of Columbia or Jefferson City only)
573.874.1300 | Fax
573.817.5445 | TTY-TDD

Home Equity Loans

Lines up to 89% of the appraised value (Loan to Value or LTV) of your residence and a competitive variable rate tied to the Prime Rate. Currently, the Prime Rate is 3.25% APR.

Little or no closing costs!
Put the equity of your house to work for you!

Equal Housing Opportunity

Policies and Disclosures