Checking Accounts to Fit All Your Needs

Your checking account is the basis for all your finances. Having a checking account that is easy to access, with understandable terms and helpful representatives, makes life easier. Missouri Credit Union has many different checking options available for members to choose from based on your checking needs.

We have 7 locations in Columbia and Jefferson City, as well as a nationwide CO-OP network to access your checking account with ease and convenience.

Types of Checking Accounts

Our checking accounts include VISA Debit Cards, free transactions at CO-OP ATMs, access to Anywhere Banking Tools and free eStatements.

Your Money with Interest

Make your money work harder for you with our Your Money with Interest Account. Earn big returns on the first $2,500. Open an account with just $25 or payroll deposit, and we’ll waive the $10 monthly fee if your average daily balance is $2,500 or more. You’ll have access to exclusive benefits like shop local, save local discounts, cell phone protection1,2, roadside assistance, ID theft aid1,2, travel accidental death coverage², and a Health Savings Card. Powered by BaZing.

Your Money with Perks

Your Money with Perks is a great account if you want to get deals and ways to save money. Open the account with just $25 or payroll deposit, and you'll pay a low fee of $6.00 per month. With this account, you'll get additional perks like shop local, save local discounts, cell phone protection1,2, roadside assistance, ID theft aid1,2, travel accidental death coverage² and a Health Savings Card. Powered by BaZing.

Your Money Your Way

If you just want the basics, Your Money Your Way is the best fit for you! You'll receive all the essential perks of an MCU checking account, and we'll waive the $5.00 monthly fee if you have an average daily balance of $100 or more.

1Cell phone protection and personal identity protection are subject to additional terms and conditions.

2 Insurance products are not a deposit, not federally insured, not an obligation or guarantee by the credit union, its affiliates, or any government agency.

Find out which Checking Account is right for you or talk to one of our knowledgeable financial officers to learn more!