MCU VISA Gift Card

  • Quicker to use than checks or cash
  • Easily replaced if lost or stolen
  • Use most places Visa is accepted
  • Check balance and purchases online
  • Low minimum balance of $25 -maximum balance of $750

Ask an MCU teller at one of our convenient locations in Columbia or Jefferson City about MCU Visa Gift Cards today.

What is a Visa Gift Card?

The Visa Gift Card is a prepaid card that can be used at millions of locations where Visa is accepted, including retail stores, online merchants, and mail and phone orders. Because it’s a prepaid card, spending is limited to the initial amount of money placed on the card by the purchaser. The Visa Gift Card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions. The recipient can use the Visa Gift Card to buy what they want, when they want.

Are Visa Gift Cards Safe?

The Visa Gift Card is safer than cash – it can be replaced if lost or stolen. Please review the Terms and Conditions provided with your card for the specific provider’s card replacement policy.

The Visa Gift Card provides the protection and security features you have come to expect from Visa. Visa’s Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify the issuer promptly of any unauthorized use. Consult issuer for additional details.

Where Can I Use a Visa Gift Card?

The Visa Gift Card works at millions of places that accept Visa debit cards including retail stores, online merchants, and mail and phone orders.

To activate your gift card and receive a PIN for point of sale (POS) purchases, call 1-866-244-5360. For balance inquiries, customer service, and a list of fees go to or call 1-866-244-5360. An inactivity fee of $5.00 will be assessed the first of each month after 12 months of inactivity.