Prequalify for a Home Loan

About the Loan

What is the purpose of the loan?*

What is your purchase/refinance time-frame?*

How do you plan to use the property?*

What is the type of property?*

Which MCU branch is preferred?*

Have you or the co-borrower owned a home in the last 3 years?*

Yes

No

Are you a Missouri Credit Union member?*

Yes

No

Please provide your base account number.*

Type of Credit*

Sole Borrower

Co-Borrower

What type of loan?

Do you have one or more mortgage loans on the subject property?*

Yes

No

About You

Title*

Preferred Title*

First Name*

Middle Initial - Optional

Last Name*

Suffix - Optional

What is your date of birth?*

How many years of education have you completed?*

What is your marital status?*

Do you have any dependents?*

Yes

No

Address Information

Current Mailing Address*

City*

State*

Zip Code*

Do you rent or own?*

Rent

Own

Do you live at your current mailing address?*

Yes

No

How long have you lived at this property?*

Month*

Year *

Other Real Estate

Do you currently own any other real estate?*

Yes

No

Employment Information

Current employer*

Current Job Title*

What is your gross annual income?*

$

How long have you worked at your current employer?*

Month*

Year *

Contact Information

Email address*

Phone number*

How would you prefer we contact you?* By email

By phone

Best time to contact you by phone?*

About Your Co-Borrower

Title*

Preferred Title*

First Name*

Middle Initial - Optional

Last Name*

Suffix - Optional

What is their date of birth?*

How many years of education have they completed?*

What is your marital status?*

Co-Borrower Address Information

Current Mailing Address*

City*

State*

Zip Code*

Do they rent or own?*

Rent

Own

Is their mailing address also their physical address?*

Yes

No

How long have you lived at your current property?*

Month*

Year *

Co-Borrower Employment Information

Current employer*

Current Job Title*

What is their gross annual income?*

$

How long have you worked at your current employer?*

Month*

Year *

Co-Borrower Contact Information

Co-Borrower borrower email address.*

Co-Borrower phone number.*

Information for Government Monitoring Purposes

The following is required by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. The law provides that a lender may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race or sex, under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in person. If you do not wish to furnish this information, please check the box below. (Lender must review the above material to assure that the disclosures satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.)

Agreements

Credit Consent

Do you consent to a credit check? If so, you authorize Missouri Credit Union to obtain a credit report. At this point, you are only requesting a pre-qualification and have not yet applied for a loan.

I authorize MCU to obtain a credit report as part of the pre-qualification process.*

Yes

In order to obtain a credit report, we need your Social Security Number*

Verification

Please check the box below to prove that you are a human.

Disclosure

Click the link below to view our terms and conditions. Review the information and click the checkbox to acknowledge your agreement.

I agree to Missouri Credit Union's terms & conditions.*

General Inquiry

How did you hear about us?*

Comments (limit 100 characters) - Optional

Loan Type	Rate Type	Term	Interest Rate	APR¹	Pay/Month²
Conventional Fixed Rate - 10 year at 2.500	Fixed Rate	10 Year	2.500%	2.597%	---
Conventional Fixed Rate - 15 year at 2.500	Fixed Rate	15 Year	2.500%	2.566%	---
Conventional Fixed Rate - 20 year at 2.875	Fixed Rate	20 Year	2.875%	2.927%	---
Conventional Fixed Rate - 30 year at 3.000	Fixed Rate	30 Year	3.000%	3.037%	---
FHA Adjustable - 15 year at 3.625	Adjustable	15 Year	3.625%	3.693%	---
FHA Adjustable - 30 year at 3.375	Adjustable	30 Year	3.375%	3.412%	---
USDA Fixed Rate - 15 year at 3.500	Fixed Rate	15 Year	3.500%	3.568%	---
USDA Fixed Rate - 30 year at 3.500	Fixed Rate	30 Year	3.500%	3.538%	---
VA Fixed Rate - 15 year at 3.750	Fixed Rate	15 Year	3.750%	3.824%	---
VA Fixed Rate - 30 year at 3.375	Fixed Rate	30 Year	3.375%	3.412%	---