Missouri Credit Union Offers Low-Interest Auto Loan Rates

Getting a new car is an exciting venture. Regardless if it's new or new-to-you, Missouri Credit Union will work with you on your new auto purchase. Get started by applying online for an MCU auto loan. Our process is easy and straightforward.

With approved credit. Some restrictions may apply.

As Low As
1.99%

Our current auto rates are as low as 1.99% APR fixed.*


No matter your budget or your make and model allegiance, we work with you to get you that one-of-a-kind, new-to-you car. You know the one. With that new-to-you car smell, new-to-you shiny wheels and some new-to-you neighbor envy just waiting to happen. Get started by applying online for an MCU auto loan. We make it easy so you can just ride.

Benefits of Using MCU for Auto Loans:

We strive to offer better rates than the big guys. And we'll work with you and your budget to help you get that just-right car so you can roll on down the road. With an auto loan from MCU, you get:

  • 100% financing on new or used auto loans
  • Low fixed rates
  • Online application
  • Same-day decision — submit your application by 2 p.m.
  • Pre-approval — get pre-approved for the amount you want to spend
  • Make payments online

* With approved credit — some restrictions may apply.
To qualify for the 1.99% APR, borrowers can only borrow 95% of the vehicle's value.
APR = Annual Percentage Rate

Refinancing your auto loan from another financial institution may save you money and allow you to choose payment terms that better fit your needs. And, you can get rewarded through our reward program.

Getting pre-approved for an auto loan puts you in the driver's seat. You'll have an idea of the total amount you can spend so you can focus on cars within your price range rather than worrying about how much the monthly payments will be. Auto loan applications submitted by 2:00 p.m. are eligible for same-day decisions, and those who submit after 2:00 p.m. will receive a decision the following day.

Missouri Credit Union partners with local car dealerships to give our members the best car buying experience and to help them get the most excellent deal.

View Our Preferred Partners »

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. The loan calculator will display the results on the next screen.

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Please Note: The calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact Missouri Credit Union for your exact payment information.