Missouri Credit Union Offers Low-Interest Home Loan Rates
As a member, you have access to great mortgage rates with flexible options so you can choose the loan that best fits your needs. Contact our knowledgeable real estate staff to help tailor a loan program to meet your financial and homeownership goals.
View all mortgage ratesWith approved credit. Some restrictions may apply.
6.750%
APR as low as1
6.796%
6.750%
APR as low as1
6.923%
6.750%
APR as low as1
6.948%
6.750%
APR as low as1
7.050%
All rates quoted with zero points. For refinancing or for non-owner occupied, loan amounts under $50,000 or more than $726,200 (Jumbo Rate), please contact staff in the MCU Real Estate Loan Department. All rates and terms are subject to change at any time. Please call for current rates and terms.
1APR = Annual Percentage Rate. Rates are based on the evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. The loan origination fee may be waived for a 0.25% rate increase. APR Assumptions: APRs are calculated using a loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1750. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances.
2Federal Housing Administration (FHA) loans require a minimum of 3.5% down payment. FHA loans are subject to an up-front mortgage insurance premium of 1.75% of the loan amount, in addition to a monthly mortgage insurance premium, depending on the loan term and loan-to-value (LTV).
3100% financing loans include an additional funding fee, which may be financed up to the maximum loan amount. Product features are subject to approval. Available for purchase and refinance loans only.
4Only available for property in Cole County or Boone County.
5Funding fees may apply.
Call for rates on duplexes, condos, investment property or cash-out refinances.
(573) 874.1477 | Columbia (573) 635.8007 | Jefferson City (800) 451.1477 | Toll-free (Outside of Columbia or Jefferson City) (573) 874.1300 | FAX Columbia Downtown (573) 635.5761 | FAX Jefferson City