Missouri Credit Union Offers Low-Interest Home Loan Rates
As a member, you have access to great mortgage rates with flexible options so you can choose the loan that best fits your needs. Contact our knowledgeable real estate staff to help tailor a loan program to meet your financial and homeownership goals.
View all mortgage ratesWith approved credit. Some restrictions may apply.
Conventional
Traditional mortgage available for primary or secondary residences. Flexible down payment options available starting at 3% for first-time home buyers.
Fixed rate. PMI required for down payments less than 20%. First-time buyer’s incentive – save up to $800 in closing costs!
Prequalify for a Home LoanInterest Rate
as low as 6.000%1
APR
as low as 6.209%1
Terms
10, 15, 20 and 30 year terms
Payment
3% Minimum Down Payment
All rates quoted with zero points. For refinancing or for non-owner occupied, loan amounts under $50,000 or more than $806,500 (Jumbo Rate), please contact staff in the MCU Real Estate Loan Department. All rates and terms are subject to change at any time. Please call for current rates and terms.
1APR = Annual Percentage Rate. Rates are based on the evaluation of credit history, loan-to-value, and loan term, so your rate may differ. Rates subject to change at any time. The loan origination fee may be waived for a 0.25% rate increase. APR Assumptions: APRs are calculated using a loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1800. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances.
Call for rates on duplexes, condos, investment property or cash-out refinances.
(573) 874.1477 | Columbia (573) 635.8007 | Jefferson City (800) 451.1477 | Toll-free (Outside of Columbia or Jefferson City) (573) 874.1300 | FAX Columbia Downtown (573) 635.5761 | FAX Jefferson City