Hank the pig
Tip from Hank

Mortgage Loan Rates

Conventional Mortgage

Term Rate APR1 Monthly Payment1
10 Year 4.375% 4.475% $1,545.55
15 Year 4.375% 4.445% $1,137.93
20 Year 4.750% 4.805% $969.34
30 Year 4.875% 4.916% $793.81
1APR = Annual Percentage Rate. APR and Monthly Payment Assumptions: APRs and Monthly Payments are calculated using loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1650. The loan origination fee may be waived for a 0.25% rate increase. Rates subject to change at any time. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances. Your rate will be based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ.

FHA

Term Rate APR1 Monthly Payment1
15 Year 4.750% 4.816% $1,166.75
30 Year 5.125% 5.163% $816.73
1APR = Annual Percentage Rate. APR and Monthly Payment Assumptions: APRs and Monthly Payments are calculated using loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1650. The loan origination fee may be waived for a 0.25% rate increase. Rates subject to change at any time. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances. Your rate will be based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ.

USDA

Term Rate APR1 Monthly Payment1
15 Year 4.750% 4.816% $1,166.75
30 Year 5.125% 5.163% $816.73
1APR = Annual Percentage Rate. APR and Monthly Payment Assumptions: APRs and Monthly Payments are calculated using loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1650. The loan origination fee may be waived for a 0.25% rate increase. Rates subject to change at any time. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances. Your rate will be based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ.

VA

Term Rate APR1 Monthly Payment1
15 Year 4.750% 4.816% $1,166.75
30 Year 5.375% 5.417% $839.96
1APR = Annual Percentage Rate. APR and Monthly Payment Assumptions: APRs and Monthly Payments are calculated using loan amount of $150,000. APRs include 15 days accrued interest; assume monthly repayment; maximum loan-to-value of 80%. Average closing costs are $1650. The loan origination fee may be waived for a 0.25% rate increase. Rates subject to change at any time. APRs, monthly payments and closing costs may vary depending on the borrower’s particular set of circumstances. Your rate will be based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ.